SERVICES
Long Term Insurance
Protect Your Future with The Virtual Advisory
At The Virtual Advisory, we understand that life is unpredictable, but with the right protection, you can enjoy peace of mind. Our partnership with Discovery Life allows us to offer comprehensive long-term insurance options designed to meet your unique needs. Our expert advisors are here to provide personalized guidance to find the perfect Life Plan that suits your life stage, budget, and dependents.
Long Term Insurance
Secure Your Future with Comprehensive Long-Term Insurance
The Essential Life Plan focuses on providing fundamental coverage at an affordable rate, including benefits such as life cover, severe illness cover, and disability cover. In contrast, the Classic Life Plan offers a more comprehensive package, including additional benefits like income continuation, global education protection, and lifestyle protection. Both plans ensure your family is financially secure, but the Classic Life Plan provides broader and more extensive protection.
Our long-term insurance plans, particularly the Classic Life Plan, include Global Education Protection. This benefit ensures that your children's education expenses are covered from primary school through to university, regardless of your location in the world. This coverage guarantees that your children's education continues uninterrupted, even in the face of unforeseen circumstances.
The Virtual Advisory provides comprehensive coverage for severe illness and disability through both the Essential and Classic Life Plans. Severe Illness Cover offers a lump sum payout upon diagnosis of a severe illness, helping manage medical costs and necessary lifestyle adjustments. Disability Cover ensures financial stability if you become permanently disabled and are unable to work, offering a payout to support your financial needs during this challenging time.
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Classic and Essential Life Plans
Our Classic and Essential Life Plans offer flexible financial protection with added benefits for illness and disability, ensuring you and your loved ones are covered at every stage of life.
Tailor your policy to include death, disability, severe illness, and loss of income protection.
Up to 48% upfront and ongoing premium discounts.
Up to 100% of your Life Fund value paid out in Cash Conversion payments from age 65.
Smart Life Plan
Life insurance that adapts to your lifestyle, covering disability, income protection, and unemployment. Earn up to 100% back on your premiums by maintaining a healthy lifestyle.
Comprehensive Protection
Cover for various life events, including disability and unemployment.
Healthy Living Rewards
Earn significant financial rewards for healthy behavior.
Flexible Premiums
Tailor your premium payments based on your needs.
The Smart Life Plan offers comprehensive protection by covering various life events, including disability, income protection, and unemployment. This plan ensures you are financially protected from unexpected life changes, providing peace of mind and financial stability for you and your family.
The Smart Life Plan rewards healthy living by offering up to 100% back on your premiums through Discovery Miles. Engaging in healthy activities such as regular exercise, balanced nutrition, and routine health check-ups can earn you significant financial rewards, encouraging you to maintain a healthy lifestyle.
By maintaining a healthy lifestyle, you can earn up to 100% back on your premiums in the form of Discovery Miles. Engaging in healthy activities such as regular exercise, balanced nutrition, and routine health check-ups can earn you significant financial rewards, promoting overall well-being and financial savings.
The Smart Life Plan offers flexible premium options to suit your budget and financial needs. You can choose from various premium payment schedules and amounts, allowing you to customize your plan to fit your lifestyle while ensuring comprehensive coverage.
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Dollar Life Plan
Our Dollar Life Plan offers comprehensive offshore life insurance with payouts in US Dollars. Protect your family from life-changing events with added benefits for illness and disability, along with retirement savings options that convert your health and wellness into financial assets.
Offshore Protection
Payouts in US dollars
Retirement Savings
Convert Health improvement into off shore financial assets.
Debt Coverage
Cover any outstanding business loans.
The Dollar Life Plan is unique because it offers comprehensive offshore life insurance with payouts in US Dollars. This plan includes coverage for death, disability, severe illness, and educational expenses for your children, all paid out in dollars. Additionally, it provides retirement savings options that convert your health and wellness into financial assets, making it an excellent choice for those seeking international financial protection.
The Dollar Life Plan allows you to convert your health improvements into offshore financial assets through the Cash Conversion feature. This means that as you maintain a healthy lifestyle, a portion of your life insurance premiums can be converted into retirement savings paid out in US Dollars. This provides an added layer of financial security and helps you build a robust retirement fund.
The Dollar Life Plan offers comprehensive offshore protection by providing life insurance coverage with payouts in US Dollars. This plan covers death, disability, severe illness, and educational expenses for your children, ensuring financial security for your family on an international scale.
The Dollar Life Plan supports retirement savings through the Cash Conversion feature, which allows you to convert a portion of your life insurance premiums into retirement savings paid out in US Dollars. This helps you build a robust retirement fund while maintaining coverage for various life events.
Protect your future with a life insurance plan from The Virtual Advisory. Our expert advisors are dedicated to providing you with the best options tailored to your needs, ensuring peace of mind and financial security.
Testimonials
The Virtual Advisory is one mean team! The level of service across different elements of our portfolio is one of a kind and I can recommend Sean and the team with conviction
This attention to detail and customer service is commendable. I highly recommend The Virtual Advisory to anyone in need of their services. It's a brilliant concept executed by a fantastic team, making it an excellent choice for anyone looking for professional advisory services from the comfort of their own home. Kudos to The Virtual Advisory for setting a high standard in the industry!
The team's approachability and expertise made the conversation smooth and productive. They were very easy to talk to and demonstrated a clear and thorough knowledge of their services. Post-meeting, all the information shared during the Zoom call was promptly emailed to us. This follow-up allowed us to review everything at our own pace, ensuring we didn't miss any crucial details.
What truly stood out was their accommodating nature. They went above and beyond by assisting us after regular working hours, ensuring that our schedules were met with flexibility and convenience. This level of commitment is rare and highly appreciated. The Zoom call itself felt remarkably personal and engaging, much like an in-person meeting but with the added comfort of being at home.
We recently had the pleasure of experiencing a consultation with The Virtual Advisory, a new franchise under the Discovery umbrella. From start to finish, the experience was exceptional and thoroughly professional. During our Zoom call, The Virtual Advisory team presented well-thought-out slideshows that clearly communicated their value proposition and services. Their presentation was visually appealing and highly informative, showcasing their deep understanding of the subject matter.
Discovery Limited brokers have been looking after a number of my products, and I must say I am thoroughly impressed. Their professionalism and expertise in managing my investments have given me peace of mind knowing that my financial future is in good hands. Their customer service is top-notch, always prompt and helpful whenever I have a question or concern. I highly recommend Discovery Limited brokers to anyone looking for reliable and trustworthy service.
